Contents

Investing in the programs listed in this section can be very rewarding due to the high returns. But keep in mind that programs listed bellow should be considered as money games. So if you invest in the program bellow be ready to loose. We will watch these programs very closely and will inform you if any red flags will appear. For almost any program listed bellow the probability to be in profit can be estimated as much as 70% if you will invest during the first cycle.

Paying

PanaMoney

Whois: Registrar: GODADDY.COM, INC. Whois Server: whois.godaddy.com Referral URL: http://registrar.godaddy.com Expiration Date: 2018-04-23 Creation Date: 2008-04-23 Last Update Date: 2008-09-21 Name Servers: ns2.blockdos.net ns3.blockdos.net ns5.blockdos.net

Official Description: PanaMoney Technologies, Inc. has its principle place of business in Panama City, Panama where it is legally registered. Its business includes automated trading in Forex.

Monitor: Design is simple but professional. The site is DDoS protected. SSL certificate from Comodo. The texts are original and the script is custom. They pretend to be a real company registered in Panama. Considering the reasonable ROI, massive advertising campaign, they are going to stay for months, not less.

Contact details: e-mail, phones, office address

Interview: Interview with Allan Frank, Marketing Director of PanaMoney.

Join PanaMoney

Genius Funds

Whois: Domain Name: geniusfunds.com Status: clientDeleteProhibited, clientTransferProhibited, clientUpdateProhibited Registrar: INTERCOSMOS MEDIA GROUP, INC. D/B/A DIRECTNIC.COM Whois Server: whois.directnic.com Referral URL: http://www.directnic.com Expiration Date: 2010-03-16 Creation Date: 2004-03-16 Last Update Date: 2008-08-20 Name Servers: ns2.blockdos.net ns3.blockdos.net ns5.blockdos.net

Official Description: Our funds are investing mainly in highly lucrative equities and bonds, focusing on emerging economies. We offer investment products that provide flexibility, keeping pace with the individual demands of our investors.

Monitor: An attractive website with original design and original texts. The custom script developed for their website is quite complex and has a lot of functions. An expensive SSL certificate from Verisign ensures the website identify. The site seems to be hosted on a dedicated server and uses DDoS protection from BlockDOS. Company seems to be officially registered at Limassol, Cyprus. So conclusion is quite simple here: GeniusFunds has all the chances to be a star in the HYIP world!

Contact details: e-mail, phones, office address

Join Genius Funds

Red Flags

WOIP Service

Whois: Domain Name: woip.ws Registrar: Directi Internet Solutions Pvt. Ltd. DBA PublicDomainRegistry.com Whois Server: whois.publicdomainregistry.com Expiration Date: 2012-11-26 Creation Date: 2007-11-26 Last Update Date: 2008-03-28 Name Servers: ns1.suspended-domain.com ns2.suspended-domain.com

Domain Name: woip-service.com Registrar: INTERNET.BS CORP. Whois Server: whois.internet.bs Referral URL: http://www.internet.bs Status: clientTransferProhibited Expiration Date: 2013-11-26 Creation Date: 2007-11-26 Last Update Date: 2008-08-08 Name Servers: ns1.woip-service.com ns2.woip-service.com

Official Description: WOIP service has been started in 2007 as the first to operate savings and loans in electronic currencies automatically and instantly.

Key highlights:

• Instant account registration to manage your deposits and loans.
• Convenient and safe electronic currency (Liberty Reserve)
• 1% daily dividend on deposits, with recapitalization option and no restrictions by time or deposit amount
• Instant withdrawals of any amount
• Short-term loans of amounts under USD 10,000 for 1.6% a day
• 10% of your partners' income every day, if you participate in our advertising program and recommend us to others

Monitor: A pretty simple design but website is based on custom script which is pretty easy to use. What makes WOIP special is a loan system. According to the description they work as online bank, generating profits from the loans. The program has all the chances to be popular because of the reasonable ROI, instant withdrawals and compounding. More then that WOIP allows to withdraw interest any time! Very convenient, isn't it?

The program is online for more then 1 year already and I haven't hear anyone has got a credit from them. As for me it is just another tale to attract the investors. The fact is that the program became popular as I have expected.

News: Today we have risen a red flag for WOIP because the investors report that so instant withdrawals system are not working anymore. This means that WOIP will not live longer then a couple of months, even considering the popularity of the program.

Contact details: e-mail, phones, office address

Join WOIP

The Stoic

Whois: Domain Name: stoic-capital.com Status: clientDeleteProhibited, clientRenewProhibited, clientTransferProhibited, clientUpdateProhibited Registrar: GODADDY.COM, INC. Whois Server: whois.godaddy.com Referral URL: http://registrar.godaddy.com Expiration Date: 2017-11-06 Creation Date: 2007-11-06 Last Update Date: 2007-11-06 Name Servers: ns05.domaincontrol.com ns06.domaincontrol.com

Official Description: Stoic-Capital was established in August 2007. Your managers at Stoic with whom you will relate and interact, came together for the sole purpose of developing a unique synergy among experienced financial professionals.

Advantages of investing in The Stoic:

• Internal Capitalization of Stoic - $USD 10 Million.
• High Potential profitability grounded at all times by full guarantee of assets.
• Up to 2.8% daily yield.
• Asset distribution in all important markets, with emphasis in monetary market instruments (treasury bills, deposit certificates, etc.) and derivative securities (stocks, mutual funds, futures, options, warrants, certificates, etc.).
• 24x7x365 complete customer support.
• Guaranteed 100% return of the principle together with the compounded yields after the maturity.
• The principal and compounded profit maturity period of 190 business days.
• Flexible daily payments of principle, including profits to investors as required.
• Client reward program of 5% commission on referrals.

Monitor: Professional design of the website, with flash. The site has SSL certificate from Comodo. The texts are original and the script is custom built. The program is listed in many monitor sites and forums. So the program looks impressive - they have put the effort to keep a live chat operator and several offices, even if they are just virtual. This is definitely a star of the HIYP world.

Contact details: Live support, email, several office addresses, phones, faxes

News: According to the late breaking information The Stoic has started to require a personal identification documents to verify the large investors. Some investors already passed the verification and got their principal back. As for me this is a red flag: The Stoic should require documents before the deposit is made but not when the deposit has matured. As for me it looks like they are just dragging the time to keep their bus going.

Interview: Interview with Neil Kerry, one of financial managers of the Stoic.

Join The Stoic

Olympex Group

Official Description: Olympex Group IBC is a global investment management company with approximately $5 million under management as at 31st of March, 2008. We provide a premier range of products to institutional and individual investors. The company is focused on stock market, forex, property and other infrastructure assets. Established in 2003, Olympex Group IBC is now in a position where we proudly serve a growing international client base from the Americas, Europe, Asia the Middle East and Africa. We employ 25 investment professionals.

Monitor: This is a well looking program, discussed in a lot of forums. There is incorporation document on the website. All the chances to survive long are still there.

Interview: Interview with Sophia Harrison, financial director of Olympex Group IBC.

News: website is online but not paying. Withdrawals are not processed.

Traders Capital

Whois: Registrar: ENOM, INC. Expiration Date: 2011-08-06 23:59:59 Creation Date: 2008-08-07 02:31:36 Last Update Date: 2008-09-07 22:23:48 Name Servers: sdns3.blockdos.net sdns4.blockdos.net

Official Description: Traders Capital Inc, is an investment company uniting professional stock, forex traders, oil and gold trade. Complex world of markets is our daily concern. Our mission is to obtain funds for further management. Three years of successful development for money management in private section ensured us that we are ready to open our service to the whole world.

Monitor: DDOS protected website with nice overal look. The program is getting fairly popular so there is a good chance to be in profit here.

Contact details: e-mail, phones, office address

News: Program does not pay. Stay away.

Not Paying

Tradelite

Official Description: Tradelite Finance Corp. registered in file #478913 since March 13, 2005 in the Public Registry of Panama is an offshore investment company operating since 2005, when it was first established as a private company by two former JPMorgan derivatives traders. The decision to expand the operations online was taken during the Annual General Meeting of the shareholders in June 2007 which became reality only a few months later.

Monitor: A professional looking website based on custom script. Taking in consideration the website design, scripts and investement plans there is a good possibility to be in profit.

Contact details: E-mail, phone number, office address

Interview: Interview with Martin Mitchell, the project coordinator of Tradelite.

News: Latest news and last official newletter from 9/23/2008.

Investment 96

Official Description: Investment 96 is a high yielding, alternative investment, opportunity that uses professional online poker play, combined with a powerful daily hedging system, to generate your daily returns on investment.

Monitor: The admin who's name is Richard has been running other programs before. Do you remember GG-Investments or JP-Daily? Those programs were on the HYIP arena for 2-5 months. The programs have been closed. Admin refunded some of the investors.

News: The next round has started but accourding to the information we have, program does not pay (again).

Hyip.com Pool

Official Description: We have been working on HYIP market for a few years already and over this time we have gained the reputation of being one of the most stable, honest and responsible projects. We are good aware of all the advantages the mutually beneficial cooperation can bring. That is why we consider our clients to be not some sources of money but sound business partners. There is no sense in cheating the clients for us - mutually advantageous cooperation brings very good profits to our clients and us.

Monitor: This low profile HYIP is one of the oldest programs around. HYIP.COM is a HYIP monitor so owners know which program will stay here for long and which one worths to invest.

Official news: In order to continue receiving payments, you must login to your account and select a new payment processor. We now offer LibertyReserve and E-Bullion as available options. Your current deposit and all unpaid interests for previous periods will be automatically allocated on your new account. All further payments will be made to your new LibertyReserve or E-Bullion account.

Status: Payments have been suspended again. I have contacted the Admin of HYIP.COM and he responded that currently they have to fix a lot of script errors. A lot of time passed after that and pool is still not paying.